Home of the Snarkmaiden

See, I'm not convinced, given the type of problems that people have run into with borrowing from TAFF funds, that having two signatures required for bigger ticket items would necessarily fix anything. I don't think anyone every fell afoul of using TAFF funds to pay the rent. I believe you get in a hole by borrowing a little here and there, now and again, to tide you over this partiular hump, with every intention of putting it back, and that a little bit here and there just builds up into something large over time. Maybe if a second person had electronic access to the fund account, and got monthly electronic statements, they could at least keep an eye on patterns of expenditure. I think that the guarantee of scrutiny (and the requirement of having a separate account) would do at least as much good, if not more, than requiring a second signature on large checks.